DC Health Link Resource Center

DC Health Link Resources

IMC is pleased to offer DC Health Link resources and support for agents and brokers.

Year to Pay Back Premiums

This is automatic - no need to call DCHL to set this up.

NOTE: Health Emergency Extended to May 31, 2021.  Employers have 60 days after May 31st, then 12 months to pay back premiums.


2022 Health and Dental Plans

Please send quote requests to renewals@imctr.com.


What Qualifies as a Group for DC Health Link?

To offer coverage to all full-time employees, employers must:

  • Either be headquartered in the District of Columbia (No P.O. Box as primary address) or offer coverage to all full-time employees who have a primary worksite in the District of Columbia.
  • Have between 1 and 50 full-time equivalent employees. LEARN MORE
  • Have at least one non-owner employee enrolled in health coverage through DC Health Link.
  • Have at least two-thirds of employees either enroll in coverage through DC Health Link or waive coverage (if they have other qualifying coverage). This is called minimum participation.*
  • Cover at least 50 percent of employees' premium costs. This is called minimum contribution.
What is a Reference Plan?

In layman’s terms it is the plan that all the rates are based off so that the Employer is contributing towards one plan’s premiums instead of many plans. If an employee chooses a higher plan that is offered, then they pay the difference of the two plans. If an employee chooses a lesser plan that costs less, then the lesser cost is what is paid.

After the Reference Plan is chosen then one of the following levels below will need to be determined as well as the contribution levels for Employees.

Employer Chooses:
  • One plan level
    (Platinum, Gold, Silver, or Bronze)
  • One health insurance company
    (Aetna, CareFirst, Kaiser Permanente, or United Healthcare)
  • One health plan
Employee Chooses:
  • From all health plans offered by all health insurance companies within the selected plan level
  • From all health plans offered across all plan levels that are offered by the selected health insurance company
  • Whether or not to enroll in the selected health plan
How Do I Count My FTEs?


DC Health Link PDF Guides
New Business Online Setup
New Employee Online Setup
DCHL Dental Plan Benefit Summaries and Rates
Employee Management and COBRA / Continuation Enrollment